• Author: Raymond
• Category: Car Insurance

Dos and Don'ts When Buying Car Insurance in Kenya

When it comes to purchasing car insurance in Kenya, making informed decisions can save you time, money, and potential stress in the future. Below are some key dos and don'ts to consider, with a special mention of Imana Insurance Agency www.imana.co.ke, which can assist you in navigating these choices.

Dos

1. Do Compare Different Policies

Take the time to research and compare various car insurance policies offered by different providers. This will help you understand the range of coverage options, premiums, and benefits available. Imana Insurance Agency can provide you with a comprehensive comparison of multiple insurers, ensuring you get the best deal. Visit our website at www.imana.co.ke or call us at 0745218460.

2. Do Understand Your Coverage Needs

Assess your specific needs and choose a policy that meets those requirements. This includes understanding the types of coverage such as third-party, comprehensive, and theft insurance. Imana Insurance Agency can help you identify the most suitable coverage based on your vehicle usage and personal circumstances. You can find us at 4th Floor Krishna Centre, Woodvale Grove, Westlands, Nairobi.

3. Do Check the Insurer's Reputation

Ensure that the insurance company you're considering has a good reputation for customer service and claim settlement. Read reviews and ask for recommendations. Imana Insurance Agency only works with reputable insurers, giving you peace of mind. For more information, visit www.imana.co.ke or call 0745218460.

4. Do Review the Policy Document Thoroughly

Before committing to any policy, read the terms and conditions carefully. Make sure you understand the exclusions, limitations, and the claim process. The experts at Imana Insurance Agency can help you interpret the fine print and clarify any doubts. Visit us at 4th Floor Krishna Centre, Woodvale Grove, Westlands, Nairobi.

5. Do Consider Additional Benefits

Look for policies that offer additional benefits such as roadside assistance, no-claims bonus, and coverage for personal belongings. Imana Insurance Agency can highlight policies that provide these extra perks. For inquiries, visit www.imana.co.ke or contact us at 0745218460.

Don'ts

1. Don't Choose Based on Price Alone

While cost is an important factor, it should not be the sole determinant. A cheaper policy may lack essential coverage or have higher deductibles. Imana Insurance Agency ensures you get value for money without compromising on necessary coverage. You can find us at 4th Floor Krishna Centre, Woodvale Grove, Westlands, Nairobi.

2. Don't Overlook the Claim Settlement Ratio

The claim settlement ratio indicates the number of claims an insurer has settled against the number of claims received. A low ratio could mean trouble when you need to make a claim. Imana Insurance Agency provides information on insurers with high settlement ratios. Visit our website at www.imana.co.ke or call 0745218460.

3. Don't Ignore the Renewal Terms

Understand the renewal terms of your policy, including any changes in premiums or coverage. Avoid insurers that impose heavy penalties or drastic changes upon renewal. Imana Insurance Agency helps you find policies with favorable renewal conditions. For more details, visit www.imana.co.ke or contact us at 0745218460.

4. Don't Provide Inaccurate Information

Always provide honest and accurate information when applying for insurance. Inaccurate details can lead to claim rejection. Imana Insurance Agency assists you in accurately filling out your application forms. You can find us at 4th Floor Krishna Centre, Woodvale Grove, Westlands, Nairobi.

5. Don't Forget to Ask Questions

If there’s anything you don't understand about the policy, ask questions. Clarify terms, conditions, and coverage details before making a decision. The team at Imana Insurance Agency is always ready to answer your queries and provide professional advice. Visit our website at www.imana.co.ke or call them at 0745218460.

In conclusion, buying car insurance in Kenya requires careful consideration and understanding of your needs. By following these dos and don'ts, and with the guidance of Imana Insurance Agency, you can secure a policy that offers the best protection and value for your vehicle.

Imana Insurance Agency

Website: www.imana.co.ke || www.mykava.co.ke 

Phone: 0745218460 or 0113 806 810

Physical Address: 4th Floor Krishna Centre, Woodvale Grove, Westlands, Nairobi