Author: Raymond
Category: Unitas Gorup Kenya

Imana Insurance Agency Kenya | Compare Insurance Quotes Online

Discover Imana Insurance Agency Kenya Ltd in Westlands, Nairobi. Compare motor, medical, WIBA, travel, corporate, marine and other insurance quotes, buy cover online and receive professional claims support.

Imana Insurance Agency Kenya Ltd is a digital-first insurance intermediary based in Westlands, Nairobi, helping individuals, families, SMEs, corporates and organisations compare insurance quotations, understand policy options, purchase insurance and obtain support throughout the insurance lifecycle.

Instead of approaching one insurance company and accepting a single quotation, clients can use Imana to compare insurance quotations from different insurers in Kenya, evaluate premiums and benefits, understand important policy conditions and select cover suited to their needs and budget. Imana's website currently positions the company around comparison and online purchasing of motor, medical, corporate and other insurance products. (imana.co.ke)

But obtaining the quotation is only the beginning.

Our role does not end with obtaining the quotation or issuing the insurance certificate. Should there be an accident, loss or claim during the policy period, Imana Insurance Agency Kenya Ltd remains available to assist the client through the claims process and liaise with the insurer on the client's behalf.

Imana's own insurance guidance emphasises assistance with portfolio management, renewals and claims through to settlement, while its motor and PSV pages specifically describe claims support following accidents. (imana.co.ke)

This combination of insurance comparison, digital purchasing, professional advice and human claims support is central to the Imana approach.

Website: www.imana.co.ke

Why Use an Insurance Agency to Compare Quotes in Kenya?

Insurance is not only about finding the lowest premium.

Two quotations that appear similar at first glance may differ considerably in:

Limits of liability
Excesses
Exclusions
Optional benefits
Territorial limits
Waiting periods
Approved provider networks
Policy warranties
Claims conditions
Extensions
Sub-limits
Deductibles
Additional protections

Imana therefore helps clients compare value, benefits and suitability — not premium alone.

This becomes particularly important for comprehensive motor insurance, medical insurance and commercial covers where the cheapest quotation may not necessarily provide the most appropriate protection.

The objective is simple:

Compare. Understand. Buy. Stay supported.

Insurance Products Offered by Imana Insurance Agency Kenya Ltd

Imana provides access to a broad range of personal, motor, health, employee, commercial and specialised insurance solutions. Its published product information includes motor, medical, WIBA, home, travel, COMESA, corporate, marine, professional indemnity and other covers. (imana.co.ke)

1. Motor Insurance in Kenya

Motor insurance remains one of Imana's core products.

Clients can compare quotations for different vehicle classes and usage categories, including private, commercial, PSV and motorcycle risks. (imana.co.ke)

Private Car Insurance

Private vehicle owners can consider:

Third Party Only Insurance

This primarily covers legal liability arising from third-party bodily injury, death or property damage subject to the policy terms.

Comprehensive Motor Insurance

Comprehensive cover generally provides broader protection including accidental damage to the insured vehicle, theft and third-party liabilities, subject to the insurer's policy wording and selected extensions.

Depending on the insurer and policy, optional extensions may include:

Excess Protector
Political Violence & Terrorism
Windscreen cover
Entertainment system cover
Courtesy car
Road rescue
Personal Accident
COMESA extension
Other vehicle-specific benefits

Imana's published motor guidance highlights optional benefits including Excess Protector, Political Violence & Terrorism, windscreen and Personal Accident protection. (mykava.co.ke)

Motor Insurance: www.imana.co.ke/insurance/motor-insurance

Compare Motor Quotes: www.imana.co.ke/motor-quote

2. Commercial Vehicle Insurance

Businesses can obtain insurance for vehicles used commercially, including:

Commercial general-cartage vehicles
Own-goods vehicles
Delivery vehicles
Trucks
Vans
Pick-ups
Transport vehicles
Fleet vehicles
Special-purpose commercial vehicles

The correct classification is important because vehicle use can affect underwriting, premium and claims admissibility.

Imana assists clients in identifying the appropriate vehicle class before placing cover.

3. PSV Insurance in Kenya

Imana provides insurance solutions for Public Service Vehicles and other passenger-carrying commercial vehicles. Its PSV information specifically covers motor and PSV insurance and provides assistance following accidents and claims. (imana.co.ke)

This may include:

PSV taxis
Ride-hailing vehicles
Uber vehicles
Bolt vehicles
Matatus
Buses
Tour vehicles
School transport
Other fare-paying passenger vehicles

Options may include annual and short-term policies depending on vehicle category and insurer.

PSV insurance can also involve passenger liability and additional employee-related protection depending on the operation. (mykava.co.ke)

PSV Insurance: www.imana.co.ke/psv-insurance

4. Motorcycle and Boda Boda Insurance

Motorcycle owners can obtain insurance for:

Private motorcycles
Commercial motorcycles
Delivery motorcycles
PSV motorcycles
Boda bodas

Available options can include Third Party Only and Comprehensive motorcycle insurance.

Published Imana/MyKava material also highlights rider accident protection and possible additional covers depending on the policy arrangement. (mykava.co.ke)

Motorcycle Insurance: www.imana.co.ke/motorcycle-insurance

5. Tuk-Tuk Insurance

Owners and operators of three-wheelers can seek cover for commercial or passenger-carrying use.

Correct vehicle classification remains essential, particularly where the Tuk-Tuk is used to carry fare-paying passengers.

Imana helps clients compare available quotations according to the actual use of the vehicle.

6. School Bus Insurance

Schools, academies, colleges and other educational institutions can insure vehicles used to transport students.

Insurance considerations may extend beyond damage to the vehicle to passenger liability, employee risks and broader institutional insurance requirements.

Schools can therefore consider school-bus insurance together with WIBA, Group Personal Accident, property and other relevant institutional covers.

7. Fleet Insurance for Businesses

Companies operating multiple vehicles do not necessarily have to manage each vehicle in isolation.

Imana can assist organisations in comparing corporate fleet motor insurance arrangements, which its published corporate product material lists among available business solutions. (Imana)

Fleet insurance can be relevant to:

Logistics companies
Distributors
Manufacturers
Construction companies
NGOs
Schools
Corporate organisations
Courier businesses
Transport companies
Hospitality companies
Sales and service fleets

8. COMESA Yellow Card Insurance

For motorists travelling with their vehicles across participating countries in the COMESA region, a COMESA Yellow Card provides cross-border third-party motor insurance protection under the regional system.

Imana includes COMESA among its available insurance solutions and assists motorists with extensions for regional travel. (imana.co.ke)

This is particularly useful for people driving from Kenya into neighbouring and regional markets.

COMESA Insurance: www.imana.co.ke/comesa-insurance

9. Medical and Health Insurance in Kenya

Health insurance is another major area of Imana's business.

Imana helps clients compare medical insurance based on factors such as:

Inpatient limits
Outpatient limits
Hospital networks
Dental benefits
Optical benefits
Maternity benefits
Waiting periods
Pre-existing-condition provisions
Chronic-condition provisions
Age limits
Co-payments
Territorial coverage
Emergency evacuation
Premium

Its medical comparison content specifically describes comparing benefits, limits and provider networks and arranging plans for individuals, families, SMEs, corporates and seniors. (mykava.co.ke)

10. Individual Medical Insurance

Individuals can compare private health insurance plans based on budget, age, preferred hospitals and required benefits.

Cover may consist of inpatient only or a combination of inpatient and outpatient benefits.

Optional benefits can vary by insurer.

11. Family Medical Insurance

Families can compare health insurance arrangements covering combinations such as:

Individual
Couple
Parent and child
Parent and multiple children
Full family

The comparison should consider more than price. Hospital network, outpatient access, maternity requirements, dental and optical limits, waiting periods and claims procedures can materially affect the value of a medical policy.

12. Child-Only Medical Insurance

Some parents require cover specifically for children rather than a full family policy.

MyKava's current medical information highlights medical arrangements for children and families, including inpatient and outpatient benefits and optional healthcare benefits. (mykava.co.ke)

Imana can help parents explore appropriate child-only options where available.

13. Medical Insurance for Senior Citizens

Older parents and senior citizens can face different underwriting requirements from younger applicants.

Important areas to compare include:

Maximum entry age
Renewal age
Pre-existing conditions
Chronic illness terms
Waiting periods
Hospital network
Inpatient limits
Outpatient options
Co-payments

Rather than looking only at premium, senior medical insurance should be evaluated against actual healthcare requirements.

14. Maternity Insurance

Clients planning for pregnancy and childbirth can explore medical policies that provide maternity benefits.

Maternity insurance may be subject to:

Waiting periods
Maternity sub-limits
Network restrictions
Delivery limits
Caesarean-section provisions
Complication benefits

Imana maintains dedicated information on maternity insurance alongside its broader medical and corporate offerings. (imana.co.ke)

15. Corporate and Group Medical Insurance

Employers can arrange medical insurance for employees and, depending on the scheme, eligible dependants.

Corporate medical schemes can be structured around workforce size, employee categories, benefit limits and budget.

Imana helps businesses compare insurers instead of automatically renewing the same programme every year.

16. WIBA Insurance in Kenya

Work Injury Benefits Act (WIBA) insurance is a key employee-related insurance solution for businesses in Kenya.

It provides protection in relation to employee injury, disability or death arising from occupational accidents, subject to the applicable statutory and policy framework.

WIBA is among the principal corporate products promoted by Imana. (Imana)

It is relevant across industries including:

Offices
Retail
Construction
Manufacturing
Hospitality
Logistics
Schools
NGOs
Professional firms
SMEs

WIBA Insurance: www.imana.co.ke/insurance/wiba-insurance

17. WIBA Plus

Businesses requiring protection beyond standard statutory WIBA benefits can explore broader arrangements often described as WIBA Plus.

Depending on the insurer, these arrangements can combine statutory employee injury protection with supplementary accident benefits.

Imana assists employers in comparing available structures and policy conditions.

18. Group Personal Accident Insurance

Group Personal Accident (GPA) insurance provides financial benefits following accidental death or disability, subject to the selected policy.

GPA can complement WIBA rather than necessarily replacing it.

Imana lists Group Personal Accident among its corporate and employee protection solutions. (Imana)

19. Personal Accident Insurance

Individuals can also obtain Personal Accident insurance.

Such policies can provide benefits following accidental death, permanent disability and other insured accidental events depending on the product.

Imana maintains a dedicated Personal Accident insurance offering. (imana.co.ke)

Personal Accident Insurance: www.imana.co.ke/personal-accident-insurance

20. Group Life Insurance

Employers can provide life insurance benefits to employees through Group Life arrangements.

The cover can help provide financial support to nominated beneficiaries following the insured employee's death in accordance with the policy.

Group Life can form part of a broader employee benefits programme alongside:

WIBA
GPA
Group Medical
Last Expense
Pension and other benefits outside the insurance programme

21. Last Expense Insurance

Last Expense insurance provides a predetermined benefit following an insured person's death to assist with funeral and immediate related costs.

It can be arranged for individuals, families, organised groups, associations and employers depending on the insurer.

Last Expense: www.imana.co.ke/insurance/last-expense

22. Travel Insurance

Travel insurance protects travellers against specified unexpected events occurring during a trip.

MyKava's current travel insurance information highlights protection for medical emergencies, trip cancellation, baggage and delays. (mykava.co.ke)

Depending on the policy, benefits can include:

Overseas emergency medical expenses
Emergency evacuation
Repatriation
Trip cancellation
Trip curtailment
Lost baggage
Delayed baggage
Personal liability
Personal Accident
Loss of passport
Travel delays
Other travel emergencies

Travel insurance can be arranged for holidaymakers, business travellers and students depending on destination and policy requirements.

Travel Insurance: www.imana.co.ke/insurance/travel-insurance

MyKava: www.mykava.co.ke

23. Corporate Insurance in Kenya

Every business has a different risk profile.

A technology company, transport operator, hotel, construction contractor and professional consultancy should not necessarily purchase the same insurance portfolio.

Imana assists organisations in assessing relevant risks and comparing insurance solutions rather than simply buying individual policies in isolation.

Its corporate offerings include employee, liability, fleet, marine and professional covers. (Imana)

Corporate Quote: www.imana.co.ke/corporate-quote

24. Professional Indemnity Insurance

Professional Indemnity insurance is designed for professionals and businesses exposed to claims alleging professional negligence, error or omission.

It may be relevant to:

Consultants
Accountants
Lawyers
Engineers
Architects
Medical professionals
Technology companies
Insurance professionals
Other professional service providers

Professional Indemnity is among the corporate covers offered through Imana. (Imana)

Professional Indemnity: www.imana.co.ke/professional-indemnity

25. Public Liability Insurance

Businesses interacting with members of the public may face liability arising from accidental bodily injury or property damage.

Public Liability insurance can help protect the insured organisation against specified third-party liability claims subject to policy terms and limits.

This may be particularly relevant for:

Restaurants
Hotels
Shops
Offices
Shopping facilities
Contractors
Event organisers
Schools
Property owners

26. Employers' Liability Insurance

Employers may also consider liability protection beyond statutory employee injury arrangements.

Employers' Liability appears among Imana's published corporate insurance solutions. (Imana)

27. Fidelity Guarantee Insurance

Businesses can face financial losses caused by fraudulent or dishonest acts committed by employees.

Fidelity Guarantee insurance can provide protection against specified losses arising from employee dishonesty, subject to the policy terms.

Imana includes Fidelity Guarantee within its range of corporate covers. (Imana)

28. Property Insurance

Businesses and individuals can protect physical assets against insured events.

Depending on the risk, property insurance may address:

Fire
Theft
Burglary
Accidental damage
Buildings
Contents
Stock
Machinery
Equipment
Office assets

Imana's wider product portfolio includes fire, burglary and other property-related risks. (Imana)

29. Domestic and Home Insurance

Home insurance can protect residential property and personal belongings against specified risks.

Depending on the policy, cover may extend to:

Buildings
Household contents
Personal effects
Domestic liability
Domestic employees
All-risks items

Home insurance appears among the broader product categories marketed by Imana. (imana.co.ke)

30. Contractors All Risks Insurance

Construction projects bring together risks involving works, equipment, contractors and third parties.

Contractors All Risks (CAR) insurance can provide protection for construction works and related third-party liabilities depending on policy structure.

Imana's published business product portfolio includes Contractors All Risks insurance. (Imana)

31. Machinery Breakdown Insurance

Businesses relying on mechanical or electrical equipment may experience significant losses following unexpected machinery breakdown.

Machinery Breakdown is another engineering insurance category within Imana's broader commercial portfolio. (Imana)

32. Marine Cargo Insurance

Businesses importing, exporting or transporting goods can obtain Marine Cargo insurance.

Marine insurance can protect cargo against insured loss or damage during transit, subject to the policy and selected Institute Cargo Clauses or equivalent wording.

Imana lists Marine Cargo among its corporate insurance solutions. (Imana)

Marine Insurance: www.imana.co.ke/marine-insurance

33. Goods in Transit Insurance

Goods in Transit insurance is particularly relevant to companies moving merchandise within Kenya or between locations.

Potential users include:

Distributors
Logistics companies
Manufacturers
Wholesalers
Retailers
Courier companies
Transport companies

The policy can provide protection against insured loss or damage while goods are being transported.

34. Insurance Bonds

Businesses may require insurance-backed bonds when tendering for or undertaking contractual obligations.

Depending on requirements, these can include:

Bid bonds
Tender bonds
Performance bonds
Advance-payment bonds
Customs-related bonds
Immigration bonds
Other contractual guarantees

Terms, collateral requirements and underwriting vary by insurer and applicant.

35. Life Insurance

Life insurance can help individuals and families manage the financial consequences of death and provide longer-term financial protection.

Available solutions in the wider market can include:

Term Life
Whole Life
Education policies
Investment-linked policies
Funeral/Last Expense
Group Life

Imana includes life insurance among the broader categories it helps customers navigate. (Imana)

36. Expatriate Insurance

Foreign nationals living or working in Kenya may require insurance tailored to different circumstances.

These can include:

Medical insurance
International medical insurance
Motor insurance
Duty-free vehicle insurance
Travel insurance
Personal Accident
Home insurance
International extensions

Imana can help expatriates compare local and international-style options depending on their requirements.

37. Insurance for SMEs

Many SMEs purchase insurance only when a landlord, bank, regulator or major client demands it.

A better approach is to examine the company's actual exposure.

Depending on the business, useful protection may include:

WIBA
Group Personal Accident
Medical insurance
Fire and burglary
Money insurance
Public Liability
Professional Indemnity
Motor fleet
Fidelity Guarantee
Marine Cargo
Goods in Transit
Cyber-related protection
Business Interruption

The appropriate package depends on what the business owns, what it does, who it employs and the contractual liabilities it accepts.

38. Insurance for Logistics and Transport Companies

Transport businesses may require more than motor insurance.

A broader programme can combine:

Commercial motor
Fleet insurance
Goods in Transit
Marine Cargo
WIBA
GPA
Public Liability
Property insurance
Employee medical
Other liability covers

Bundling the risk discussion helps identify gaps that may otherwise appear only after a claim.

39. Insurance for Schools and Educational Institutions

Schools can have exposures involving:

Buildings
School buses
Students
Employees
Equipment
Laboratories
Public liability
Fire
Accidents
Medical emergencies

Potential solutions can therefore include WIBA, GPA, Student Personal Accident, motor insurance, property insurance and other institutional policies.

40. Insurance for Hotels, Restaurants and Hospitality Businesses

Hospitality businesses can require a combination of:

Property insurance
Fire and burglary
Public Liability
WIBA
Employee medical
Motor insurance
Business Interruption
Money insurance
Fidelity Guarantee
Electronic equipment insurance

A combined risk assessment is usually more useful than purchasing isolated covers without examining how the business operates.

Claims Support: Imana Stays With You After Purchase

This is one of the most important parts of the Imana service.

Buying an insurance policy is easy when everything is going well.

The true value of insurance becomes apparent when something goes wrong.

Following an accident or insured event, clients may need to deal with:

Claim notification
Claim forms
Police abstracts
Photographs
Assessments
Valuation documents
Repair authorisation
Medical documentation
Loss adjusters
Supporting invoices
Insurer correspondence
Excess payments
Settlement documentation

Imana's published claims guidance advises customers to notify the insurer or agency promptly after an accident and describes assistance throughout motor claims. (Imana)

Our role does not end after issuing your certificate.

If there is an accident or claim during the policy period, Imana Insurance Agency Kenya Ltd remains available to guide you through the process and liaise with the insurer on your behalf.

That human support is particularly important when customers are dealing with an accident, hospitalisation, damaged property or business loss.

Insurance Renewal and Portfolio Management

Insurance also requires continuous management.

Imana can assist clients with:

Renewal reminders
Re-quoting policies
Comparing renewal terms
Adding or removing vehicles
Updating policy details
Reviewing sums insured
Reviewing employee schedules
Adding policy extensions
Comparing alternative insurers
Addressing claims history
Reviewing changing business risks

Published Imana guidance specifically includes support with portfolio management and renewals in addition to buying insurance and managing claims. (Imana)

This means insurance becomes an ongoing risk-management relationship rather than a once-a-year certificate purchase.

Why Compare Insurance Quotations Through Imana?

Clients can benefit from four things:

Comparison

Different insurers can quote differently for the same risk.

Advice

The cheapest policy is not automatically the most suitable.

Digital Convenience

Customers can request quotations and communicate remotely rather than making repeated physical visits.

Human Support

When a policy needs amendment, renewal or a claim occurs, clients still have someone to speak to.

This is the balance Imana is building:

Technology for convenience. Human expertise for confidence.

Imana Insurance in Westlands, Nairobi

Imana operates from Westlands, Nairobi, while serving customers digitally across Kenya.

Its online model allows customers outside Nairobi to request quotations, provide necessary documentation and access insurance support remotely.

This makes Imana particularly relevant to people searching for terms such as:

insurance agency in Westlands

insurance broker Westlands Nairobi

motor insurance Westlands

medical insurance Westlands

insurance quotations near me

online insurance agency Kenya

compare insurance quotes Kenya

get insurance quote online Kenya

Imana Is Part of a Wider Business Ecosystem

Imana is also associated with MyKava Travel & Insurance, MyAsset Auto Valuers and Unitas Digital Solutions, creating connections between insurance, travel, valuation and digital services.

MyKava Travel & Insurance

MyKava Travel & Insurance focuses on travel and insurance solutions, including travel insurance and Personal Accident products. Its current website highlights travel insurance for medical emergencies, trip cancellations, baggage and delays. (mykava.co.ke)

🌐 www.mykava.co.ke

MyAsset Auto Valuers & Assessors

MyAsset Auto Valuers provides professional motor vehicle valuation and vehicle assessment services in Kenya. Its website lists motor vehicle valuation and assessment services from its Westlands, Nairobi location. (myasset.co.ke)

Motor valuation can be particularly relevant when arranging comprehensive insurance, financing, buying or selling vehicles and managing motor claims.

🌐 www.myasset.co.ke

Unitas Digital Solutions

Unitas Digital Solutions provides digital services designed to help organisations establish and strengthen their online presence.

Its current website describes an integrated digital agency model bringing together systems, design, analysis, marketing, payments and maintenance. (unitas.co.ke)

Services can include digital strategy, web development, online marketing and related technology solutions.

🌐 www.unitas.co.ke

One Ecosystem, Different Areas of Expertise

The relationship between the businesses creates a natural service ecosystem:

Imana Insurance
Insurance comparison, advice, placement and claims support.

MyKava Travel & Insurance
Travel and insurance solutions.

MyAsset Auto Valuers
Professional motor valuation and assessment.

Unitas Digital Solutions
Web, digital and technology solutions.

Each business maintains its specialist role while clients benefit from access to complementary expertise when required.

Frequently Asked Questions About Imana Insurance Agency Kenya Ltd

What does Imana Insurance Agency Kenya Ltd do?

Imana helps individuals and businesses compare insurance quotations from insurers, understand different policy options, arrange cover, manage renewals and receive assistance when claims occur. (imana.co.ke)

Can Imana compare insurance quotes for me?

Yes. Insurance comparison is central to Imana's online proposition, including motor, medical and business insurance. (imana.co.ke)

Does Imana only sell motor insurance?

No. Imana's published portfolio spans motor, medical, travel, WIBA, corporate, marine, property, engineering, Personal Accident and other insurance categories. (imana.co.ke)

Does Imana assist with insurance claims?

Yes. Imana's published guidance describes claims support, including accident reporting and support through the claims process. (imana.co.ke)

Can I buy insurance online through Imana?

Yes. Imana's website is built around comparing and buying insurance digitally, allowing customers to initiate quotations online. (imana.co.ke)

Where is Imana Insurance located?

Imana operates from Westlands, Nairobi, while offering digital insurance services to customers beyond its physical office location. The company's published content identifies it as a Westlands-based intermediary. (Imana)

Does Imana offer medical insurance?

Yes. Customers can compare individual, family, SME, corporate and other medical insurance options. (mykava.co.ke)

Does Imana offer business insurance?

Yes. Available corporate solutions include employee benefits, fleet insurance, Professional Indemnity, Fidelity Guarantee, Employers' Liability and Marine Cargo among other covers. (Imana)

Compare Insurance Quotations in Kenya With Imana

Insurance should not begin and end with:

"How much is the premium?"

A better conversation is:

What am I covered for?

What am I not covered for?

Are my limits adequate?

What excess applies?

What happens when I claim?

Who helps me when something goes wrong?

That is where the role of a professional insurance intermediary becomes valuable.

At Imana Insurance Agency Kenya Ltd, the objective is to make insurance easier to compare, easier to understand and easier to access — while keeping professional human support available when clients need it most.

From your first quotation to renewal and ultimately to a claim, insurance should feel like a relationship rather than a transaction.

Contact Imana Insurance Agency Kenya Ltd

📍 Westlands, Nairobi, Kenya

🌐 Imana Insurance: www.imana.co.ke
🌐 MyKava Travel & Insurance: www.mykava.co.ke
🌐 MyAsset Auto Valuers: www.myasset.co.ke
🌐 Unitas Digital Solutions: www.unitas.co.ke

Compare. Buy. Stay Supported.

Imana Insurance Agency Kenya Ltd — digital convenience backed by human insurance expertise.

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