- Author: Raymond
- Category: Car Insurance
The Road to Kigali: A COMESA Insurance Story
Kamau, a seasoned Kenyan businessman with a penchant for adventure, had always dreamed of driving to Kigali, Rwanda. The vibrant city, known for its cleanliness and innovation, beckoned. This year, with a crucial business meeting on the horizon, he decided to make that dream a reality. His trusty Toyota Prado was in top shape, his passport was valid, and his playlist for the long journey was curated. But there was one crucial piece of the puzzle missing: cross-border car insurance.
He knew that his standard Kenyan comprehensive insurance wouldn't cover him beyond the borders. A quick search reminded him of COMESA Yellow Card insurance, designed specifically for inter-state travel within the Common Market for Eastern and Southern Africa. But where to get it?
A friend, who was also a frequent cross-border traveler, recommended Imana Insurance Agency Kenya Ltd. "They're in Westlands, at Krishna Centre, 4th Floor," his friend had said. "And they're really good with all sorts of insurance, especially for East Africa."
The next morning, Kamau made his way to Westlands. The offices of Imana Insurance Agency were welcoming and efficient. He was greeted by a friendly agent named Sarah, who listened patiently as Kamau explained his upcoming trip to Rwanda.
"Ah, the COMESA Yellow Card," Sarah smiled, her fingers already gliding across her keyboard. "It's essential for your journey, Kamau. Think of it as an extension of your local third-party insurance, but recognized across all COMESA member states. It covers third-party bodily injury and property damage that you might cause while driving in any of the participating countries."
Kamau nodded, relieved. "So, if I have an accident in Uganda or Rwanda, it covers the other person's car or injuries?"
"Exactly," Sarah confirmed. "It simplifies things immensely. Instead of buying separate insurance at each border, one COMESA Yellow Card covers you for the entire region you're traveling through. It's valid for a specific period, usually ranging from a few days to a year, depending on your needs. For your trip to Kigali, we can issue one that covers you for the duration of your stay and travel."
Sarah quickly processed his details, explaining the modest premium and the benefits in clear, concise terms. She highlighted that Imana Insurance Agency, being a trusted intermediary, ensured he was getting the right coverage at a competitive price. Within minutes, Kamau had his COMESA Yellow Card in hand, a bright yellow document that felt like a golden ticket to his adventure.
"Remember to keep this with your other travel documents," Sarah advised. "It's your proof of insurance across the borders."
With the COMESA Yellow Card secured, Kamau felt a surge of confidence. He thanked Sarah and left Imana Insurance Agency, his mind now fully on the open road. The journey through Uganda and into Rwanda felt less daunting, knowing he was fully compliant and protected.
Days later, as he drove into the immaculate streets of Kigali, Kamau reflected on the ease of the process. Thanks to Imana Insurance Agency and the COMESA Yellow Card, his dream drive to Rwanda had become a stress-free reality, allowing him to focus on his business and enjoy the beautiful East African landscape.
